Newb Cash : KO Submissions

At low levels 25- you can go to Moradon(Beggining City) and kill orc watchers, you will get blessed scrolls from them every once in a while. Also, killing things in Moradon regoin will get you crude saphires (worth 150k) opals (worth 100k) and crystals (worth 50k) and sell them at the stores for money, it is harder to get these items once you start hunting stronger things (i am guessing they do this in purposed to give newbs cash).