I'm just stating opinions etc since this is an "Open Forum" for discussion on the topic you posted.
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(!empty($user->lang['QUOTE'])) ? $user->lang['QUOTE'] : ucwords(strtolower(str_replace('_', ' ', 'QUOTE'))):
Eh sinema please read how the system works. Ill put it in ffxi gil terms.
Much Appreciated
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(!empty($user->lang['QUOTE'])) ? $user->lang['QUOTE'] : ucwords(strtolower(str_replace('_', ' ', 'QUOTE'))):
1) Player 1 sells us gil for 10 dollars.
2) Player 2 who is commiting times to us picks up that gil.
3) Player 2 then finds players 3 who wants to buy gil.
4) Player 2 then gives the gil to player 3 after he pays for it.
5) player 2 gets 10% commision on the sale in the form of in game currency.
This is basically what most sites do
Example: IGE etc.. however the people who go online to transfer gil are employees or sub contractors.
Also, if player 2 is soliciting people to buy gil to get commission this turns into a Tier System which is actually a Federal offense in the US. If it's over seas etc.. it turns into a big FBI thing .. fun excitement are within that nice group of people. They actually have an office in a town where my College is specificly designed for governing the internet. I'm suprised they would devote so much time into such things but I guess internet is bigger then what most people could comprehend.
In within most laws that govern the Internet are US laws so you'll have to be careful about that. If you get one really angry consumer they can just report whomever to the BBB and that turns into a big mess. Since there are tax laws etc that people have to abide by. ( a lot of Countries have weird tax laws that make you report taxes on any type of income earned. )
Anyway, back on track, this is what most companies that sell gil do. except they usually don't give that much control to the "Player 2" .. it's usually under house rule.
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(!empty($user->lang['QUOTE'])) ? $user->lang['QUOTE'] : ucwords(strtolower(str_replace('_', ' ', 'QUOTE'))):
All in all they wont be farming to get 10% for us. We dont ask anyone to do that. They get fully paid if they want to farm gil for us. Of course we know there will be people who try to scam us and we arent going to allow giant purchases for anyone to start.
This is something similar to what IGE ( and other gil sites ) ask their customers not to do. Full in knowledge that they are botting and farming and doing whatever it takes to earn currency to sell. This is one of those "Cover your butt" statements that sites use to blanket over to save them from getting flame from players of said games they represent. I don't blame any site for using a blanket statement.. I'd hate to get the flames as well.
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(!empty($user->lang['QUOTE'])) ? $user->lang['QUOTE'] : ucwords(strtolower(str_replace('_', ' ', 'QUOTE'))):
When someone tries to scam us we will of course ban thier account from our system.
We are working on ways to stop people from doing this. IE we send a letter confirming the purchase that can be tracked via fed ex. Also its an intangible item so alot of the time paypal will have our side. WE might only use credit cards to. We have a variety of decessions to make on that as we see how the system works.
This covers you getting the payment but does not cover the consumer getting their selected item(s).. I'll give you a sure fire way of securing your transaction in following statement ^.^
(!empty($user->lang['QUOTE'])) ? $user->lang['QUOTE'] : ucwords(strtolower(str_replace('_', ' ', 'QUOTE'))):
As for people saying they dont get payments ect ect. We have a system to stop that to. We will require whenever someone makes a payment to take a screen shot of the payment being done. If they dont or forget then its their fault for allowing that.
This is a good idea but it won't work... The Character Name would have to be the Credit Card Holders Name to prove validity... Even if you capture the server name.. the user name.. the user saying I'm so and So.. that all can be done with 'Smoke and Mirrors.'
Like I said above you will basically come across 90% good people and that 10% is a liability that can't be disputed. Because if they dispute their purchase with your site with their credit card company their funds are instantly returned to them. After that their Credit Card company will look into the sell and if you can't prove that John Doe ( Himself ) made this purchase and got the items he claimed he didn't then they will retract the funds from you. If you don't have the funds available they will follow w/ legal actions.
To make yourself 100% safe you could do either of the follow
Make the buying include their phone number and follow up with that person ( that way there is a paper trail )
or
Have that purchaser send a validation email from their computer stating that they got it ( this isn't 100% but a lot of people don't spoof their ip's anymore )
But this will make it rough on those who are doing exchanges because they have to await approval.
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Well, Not trying to tear down your idea but there are things you have to face when dealing with this garbage.. And as someone stated above.. if you get a couple of bad apples that steal your currency .. you'll end up getting a bad rep and reps travel fast in the gaming world.
Currency Exchange Opinions... : General Discussion - Page 5
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