reflax (!empty($user->lang['WROTE'])) ? $user->lang['WROTE'] : ucwords(strtolower(str_replace('_', ' ', 'WROTE'))):
This also now extends to the security of your account. Anytime anybody has your password and pin and they can login at least once, they can login to your account anytime in the future even if you change your password or have an authenticator.
Thanks for the heads up on this one!!
I'm still really confused why they coded it this way.